Banking/Investing/Financial terms 7
✓ Useful for TOEIC
Round out your finance English vocabulary with this exercise. The terms here cover the language of financial performance, market activity, and the reporting vocabulary of the banking world.
READY TO PRACTICE? LET’S GO!
Choose the correct response to complete each sentence.
1. A sudden financial crisis sent the markets into a ____________________.
Correct answer: tailspin.
2. The new leadership team is credited with ____________________ the stock exchange.
Correct answer: revitalizing.
3. He really turned this business ___________________ = He really made a big difference/improvement.
Correct answer: around.
4. The new direction ____________________ among investors; it made them very nervous.
Correct answer: fueled anxiety.
5. A year after he arrived, he ___________________ a deal to merge with a rival bank.
Correct answer: executed.
6. He took a ___________________ (meaning: agreed to earn less money) to work here.
Correct answer: pay cut.
7. In finance, a writedown reduces the book value of an asset because it is ____________________ compared with its market value.
Correct answer: overvalued.
8. That bank did better than was expected last year because it took risks that it didn't fully ___________________ (meaning: let people know about).
Correct answer: disclose.
9. Banks usually ___________________ higher rates on long-term loans.
Correct answer: charge.
10. Great news! Our bank is now ___________________ higher rates of return on certain savings and checking accounts.
Correct answer: offering.
📚 Important Words to Know
collateral — an asset pledged by a borrower as security for a loan, which the lender can seize if the loan is not repaid
interest rate — the percentage charged on a loan or paid on a deposit, typically expressed as an annual rate
liquidity — the ease with which an asset can be converted into cash without significantly affecting its value
credit rating — an assessment of a borrower's ability to repay debt, assigned by a credit agency
overdraft — a situation where a bank account balance falls below zero, allowing withdrawals beyond available funds
prime rate — the benchmark interest rate that commercial banks charge their most creditworthy customers
wire transfer — an electronic method of transferring funds directly from one bank account to another
certificate of deposit (CD) — a savings product that holds a fixed amount of money for a fixed period in exchange for a higher interest rate
compound interest — interest calculated on both the initial principal and the accumulated interest from previous periods
mortgage — a loan secured by real estate property, typically repaid over 15 to 30 years
collateral — an asset pledged by a borrower as security for a loan, which the lender can seize if the loan is not repaid
interest rate — the percentage charged on a loan or paid on a deposit, typically expressed as an annual rate
liquidity — the ease with which an asset can be converted into cash without significantly affecting its value
credit rating — an assessment of a borrower's ability to repay debt, assigned by a credit agency
overdraft — a situation where a bank account balance falls below zero, allowing withdrawals beyond available funds
prime rate — the benchmark interest rate that commercial banks charge their most creditworthy customers
wire transfer — an electronic method of transferring funds directly from one bank account to another
certificate of deposit (CD) — a savings product that holds a fixed amount of money for a fixed period in exchange for a higher interest rate
compound interest — interest calculated on both the initial principal and the accumulated interest from previous periods
mortgage — a loan secured by real estate property, typically repaid over 15 to 30 years
▶ Keep practicing — more exercises for you:
Banking English 1
Banking English 2
Banking English 3
Banking English 4
Banking English 5
Banking English 6
Accounting English 1
Accounting English 2
Banking English 2
Banking English 3
Banking English 4
Banking English 5
Banking English 6
Accounting English 1
Accounting English 2
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